Lowering Expectations in a Marriage

There is a fine line between learning to lower your expectations in a marriage and when to fight for what’s “right.”  Keep in mind that what’s considered right is all about perspective. Your right might not be my right…just as your spouse’s right might not be your right. One of the ways I try to gauge my “rights” is by how critical the issue really is; not how important it should be or I would like it to be.  But looking at it in a realistic and selfless manner. That isn’t easy, believe me.  It requires stepping back from the … Continue reading

Does Your Health Plan Include Pet Insurance?

The majority of Americans who have health insurance are able to afford it because it come to them through their employer. Some employers are starting to include coverage for pet insurance. This can make it much easier for pet owners to take good care of their dogs and cats. It is absolutely vital that people have affordable health insurance coverage. Those that don’t have it either hold off getting the health care they need until a minor issue becomes a serious one, or they end up in debt from medical bills. Your employer sponsored health insurance can cover you, your … Continue reading

Missing Your Spouse, Even When They’re Around

Do you miss your spouse when he or she is around? I have on occasion found myself telling Jonathan that I miss him, even when he’s sitting right in front of me. Usually I say this in response to his having to leave for a day or so for work. Sometimes I even do it when he has to take a rare night shift, which I know is crazy. On those days I’m actually getting to see more of him than I would on a normal day, because he’s home in the morning, leaves at 3 pm, and is back … Continue reading

Balancing Your Time

Childless couples face some different problems than couples with kids, but some of our issues are the same. One problem that I think any married couple has is spending time with one another. The specifics of the problem, however, vary whether or not children are in the equation. It’s well-known that finding time, period, when you have kids is a common conundrum. Finding time to do household chores, take a shower, spend time with your spouse, and still have some alone time can all be troublesome depending how many and what age children you have. Obviously Jon and I don’t … Continue reading

Disability Income Insurance Can Protect Your Family

Your paycheck is very important! Your family depends on it in order to pay bills, buy groceries, and have a comfortable life. If you, or your spouse, suddenly became unable to work, how would your family survive? One thing that can help is disability income insurance coverage. Did you know that May is Disability Insurance Awareness Month? Now is a good time to learn more about a type of insurance that many people know very little about. There are two types of disability insurance. One comes from the federal government, and the other is something that you can purchase through … Continue reading

When Should You Collect Your Social Security?

Many people who are at or near retirement age are wondering whether they should begin claiming their Social Security benefits at age 62 or whether they should wait until they are 66 years old. Waiting it out seems like a good idea because you get bigger checks. However, there are times when it makes more sense to begin collecting your benefits ass soon as you are able to. One major factor in deciding whether or not to wait is your health. Of course, it can be difficult to admit if your health is beginning to decline. Even though your benefit … Continue reading

Making The Night Shift Work For Your Family

Yesterday I talked a little bit about parents who choose to work the night shift. If you are wondering how it works on a practical level, I have decided to discuss that today. After trying a couple of different approaches to adjusting your family’s schedule to accommodate a parent working the night shift at home you will most likely find a solution that works for your family. When a family or a couple thinks of each day as a twenty four hour period of time, it is easier to find creative ways to do or have the things that you … Continue reading

Insurance Blog Week in Review – January 29 – February 5, 2012

Every week, the Insurance Blog will have anywhere from twelve to fourteen different articles appearing on it. Many relate to health insurance, several have been about auto insurance, and every so often there will random and bizarre insurance related topics. The Insurance Blog Week in Review is a easy way to “ketchup”, so you won’t miss anything. Staying on Your Ex’s Health Insurance is Risky It might be more convenient, at first, to continue using your ex’s health insurance policy after the two of you have gotten divorced. However, there are some risks involved in doing that. The Insurance Podcast … Continue reading

Do You and Your Spouse Compete?

We’re human, so it’s only natural that we have a little bit of a competitive streak in us, right? I have to admit, I do enjoy beating Matt at a game of Words with Friends or Phase 10. He would definitely beat me in any kind of physical race or competition, so it’s only fair that I hold my own with board games, right? See, I knew you’d understand. But what about the need some husbands and wives have to constantly one-up each other? I’ve seen this happen, and it’s not pretty. Husband: I have a headache. Wife: Me too! … Continue reading

Working Together as Husband and Wife

Do you and your spouse work at the same place? This can be a lot of fun, or it can cause complications at work and at home. Let’s take a look at both sides of the equation. On the plus side, working at the same location gives the husband and wife the chance to spend more time together during the day. Even if they don’t work in the same department, chances are their paths will cross frequently throughout their shift, and they can eat lunch together and take breaks together. Working in the same facility also gives them something in … Continue reading